# Gnosis Pay

rotki decodes your Gnosis Pay activity on Gnosis Chain - card spends, refunds, cashback, and referral rewards - through your Safe. Connecting your Gnosis Pay account to enrich spends with merchant details is a Basic (or higher) feature. You choose which Gnosis RPC endpoint handles the queries.

## Features

- Card spends decoded as payment events on the free tier.
- Refunds from Gnosis Pay decoded.
- Cashback (paid in GNO) and referral rewards recognised as income.
- With a Basic subscription: connect your Gnosis Pay account to enrich each spend with the merchant name, location, and category.

## Setup

1. In rotki, add the Gnosis Chain Safe address you use for Gnosis Pay. Spends, refunds, and cashback are decoded automatically.
2. Optional (Basic or higher): connect your Gnosis Pay account so rotki can add merchant details to your spends.
3. Open History and let the initial sync run.

## FAQ

### Which Gnosis RPC does rotki use for Gnosis Pay activity?

rotki is a local application that talks directly to the Gnosis RPC endpoint you configure - the public default, a third-party provider, or your own node. The query goes from your computer to that endpoint without passing through any rotki-operated server.

### What works on the free tier and what needs a subscription?

Decoding your Gnosis Pay spends, refunds, cashback, and referral rewards works on the free tier. Connecting your Gnosis Pay account to enrich spends with merchant name, location, and category requires a Basic (or higher) subscription.